Deposit Rates

Regular Share Savings Rates

Average Daily Balance

Annual Percentage Yield (APY)*

Dividend Percentage Rate

$500.00 and Over

0.250%

*Rates are quoted as Annual Percentage Yield (APY). Dividends will be computed on the average daily balance with quarterly posting and compounding. Minimum Balance $25.00, Minimum Average Daily Balance to earn dividends $500

Youth Share Savings Rates

Average Daily Balance

Annual Percentage Yield (APY)*

Dividend Percentage Rate

$0.01 and Over

0.250%

*Rates are quoted as Annual Percentage Yield (APY). Dividends will be computed on the average daily balance with quarterly posting and compounding. Minimum Balance $25.00.

Christmas Club Account Rates

Average Daily Balance

Annual Percentage Yield (APY)*

Dividend Percentage Rate

$0 and Up

0.250%

*Rates are quoted as Annual Percentage Yield (APY). Dividends will be computed on the average daily balance with quarterly posting and compounding.

Share Draft Checking Rates

Average Daily Balance

Annual Percentage Yield (APY)*

Dividend Percentage Rate

Preferred Checking:

$5,001 and Over

0.15%

Elite Checking:

$5,001 and Over

0.501%

Classic Checking:

$5,001 and Over

No Dividends

High School Checking:

$5,001 and Over

0.15%

*Rates are quoted as Annual Percentage Yield (APY). Dividends will be computed on the average daily balance with monthly posting and compounding.

Money Savers Rates

Average Daily Balance

Annual Percentage Yield (APY)*

Dividend Percentage Rate

$100,000.00 and Over

2.020%

2.00%

$50,000.00 - $99,999.99

1.765%

1.750%

$25,000.00 - $49,999.99

1.511%

1.500%

$10,000.00 - $24,999.99

1.258%

1.250%

$5,000.00 - $9,999.99

1.005%

1.000%

$2,500.00 - $4,999.99

0.753%

0.750%

*Dividends compounded daily, paid monthly. Minimum Balance $2,500.00

Individual Retirement Account (IRA) Rates

Average Daily Balance

Annual Percentage Yield (APY)*

Dividend Percentage Rate

$100,000 and Over

2.020%

2.000%

$50,000 - $99,999.99

1.765%

1.750%

$25,000 - $49,999.99

1.511%

1.500%

$10,000 - $24,999.99

1.258%

1.250%

$5,000 - $9,999.99

1.005%

1.000%

$2,500 - $4,999.99

0.753%

0.750%

$0.00 - $2,499.99

0.501%

0.500%

*Rates are quoted as Annual Percentage Yield (APY). Dividends will be computed on the average daily balance with quarterly posting and compounding.

If account is closed prior to the posting of accrued dividends no dividends will be paid. Dividends are based on the Credit Union's earnings at the end of a dividend period. All rates are subject to change without notice.

Convenience at your fingertips!

Your ECU Visa® Platinum card can be used to purchase that special outfit, to take that well-earned vacation or to manage your everyday expenses, and you can earn ScoreCard® Reward points with every transaction. Whatever your needs are, our Visa Platinum card can help you achieve your financial goals.

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Low 2.99% APR* Introductory Rate
Fixed Rate
No Annual Fee
No Cash Advance Fee
Accepted anywhere with Visa logo

*Qualification is based on individual creditworthiness and our underwriting standards. Rates, terms and conditions are subject to change at any time without notice.

Membership

Our members are part owners and have a say in how the credit union is run. Stop by one of our offices or apply online and join ECU today.

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Home Loans

ECU combines a full line of second mortgage options, quick turnaround, highly competitive rates and low fees with friendly, knowledgeable, personalized Credit Union service.

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