Buying A Home?
Get pre-qualified in one day! Having your financing before you start house hunting lets you make an offer as soon as you've found your dream home.
Click here, to check out our Home Loan Resource Center!
Do You Already Own Your Home?
Want To Let The Equity In Your Home Go To Work For You?
ECU Credit Union combines a full line of second mortgage options, quick turnaround, highly competitive rates and low fees with friendly, knowledgeable, personalized Credit Union service.
Besides matching you with the second mortgage that’s right for you, in most cases we can pre-qualify you for a second mortgage in less than 24 hours. With the equity, you have built up in your primary home you can do home repairs, consolidate bills or pay for education expenses. Let the equity in your home go to work for you.
The rate and term vary based on the second mortgage that is best for you. The loan amount varies based on the member's ability to repay the debt. The minimum loan amount is $3,000.00. The rate varies starting at 1% over to prime and higher. For current rates and terms, you will need to speak with a loan representative.
If you would like more information, current rates, or want to set up an appointment to learn more about our mortgage financing options, please contact us at 800-382-2400.
Equal Housing Opportunity Statement:
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.