ECU Credit Union
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Certificate of Deposits (CDs)

CDs are similar to savings accounts in that they are insured and thus virtually risk-free; they are “money in the bank”. CDs differ from savings accounts in that the CD has a specific, fixed term and  a fixed interest rate. It is intended that the CD be held until maturity, at which time the money may be withdrawn together with the accrued interest.

CD account details:
  • Minimum to open: $5,000
  • Minimum to earn dividends: $5,000
  • Service Fee: None
  • Transaction limits: No withdrawals permitted until CD maturity.
  • Early Withdrawal Penalty:  A loss of 9 months interest
  • Deposits are Federally insured up to $250,000 per individual depositor through NCUA
  • Fixed Interest Rate: Rate compounds and pays annually to the membership share account, call ECU for current rates 800-382-2400
* See Disclosures for additional information.

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​Rates and Fees
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Rates
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Privacy Policy (This link will open a PDF document)​

PRODUCTS & SERVICES​


​Online Banking
Mortgages
Auto Loans
Credit Cards
Retirement (IRA)

​ECU Credit Union P. O. Box 4818, Seminole, FL 33775-4818
​Lending Rates are quoted as Annual Percentage Rates (APR)
​Deposit Rates are quoted as Annual Percentage Yields (APY) - Fees May Reduce The Earnings on The Account.

Membership


​Become a Member
Membership Forms
Membership FAQ


​Phone:
727-471-1330

​LEGAL 


NCUA logo with link to the NCUA website
This credit union is federally insured by the National Credit Union Administration. ​​

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​Fair Housing & Equal Credit Opportunity Act:
We Do Business in Accordance With the Federal Fair Housing Law and the Equal Credit Opportunity Act. 


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