ECU Schedule Of Service Fees & Charges
Certain charges are subject to change without notice. Effective March 17, 2020
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Share Saving / Membership Account
Christmas Club Savings Account
Money Savers Savings Account
Individual Retirement Account (IRA)
Share Draft Checking Account
ATM and Debit Card
Non Sufficient Fund ItemsFee(s) imposed for overdrafts by checks, in-person withdrawals, ATM withdrawals, or by other electronic means, as applicable.
*NOTE: The Credit Union's Courtesy Pay plan is a non-contractual courtesy and is discretionary. It is not an obligation of the Credit Union and the Credit Union may refuse to provide the courtesy on any personal checking account at any time and from time to time. The account-holder does not have a contractual right to Courtesy Pay and payment is not guaranteed by the Courtesy Pay Plan. To OPT OUT of the Courtesy Pay Plan notify the Credit Union in writing.
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Lending Services
Visa Credit Card
Miscellaneous FeesAutomated Clearing House (ACH) Origination: (Effective 10/17/2017)
Virtual Branch Internet Online Banking
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IMPORTANT NOTICE!
Since 1982, the Internal Revenue Service (IRS) has required bank depositors to certify their correct tax identification number (SSN) to their bank(s). It is also now the responsibility of banks to ensure that interest paid on deposits is reported to the IRS with the correct SSN. To assist in this joint responsibility, please verify that the SSN appearing on any documents that you receive from ECU Credit Union are correct. If the SSN is correct, no action is required, if it is incorrect, please notify your branch as soon as possible. Thank you for your cooperation and for allowing ECU Credit Union to serve your financial needs.
Since 1982, the Internal Revenue Service (IRS) has required bank depositors to certify their correct tax identification number (SSN) to their bank(s). It is also now the responsibility of banks to ensure that interest paid on deposits is reported to the IRS with the correct SSN. To assist in this joint responsibility, please verify that the SSN appearing on any documents that you receive from ECU Credit Union are correct. If the SSN is correct, no action is required, if it is incorrect, please notify your branch as soon as possible. Thank you for your cooperation and for allowing ECU Credit Union to serve your financial needs.