ECU Credit Union
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Home Loans

Buying A Home?
Get pre-qualified in one day! Having your financing before you start house hunting lets you make an offer as soon as you've found your dream home. ​
First Mortgage Loan Center 
 Click here for helpful tools and information or call 
800-635-7125
First Mortgage Rate Quotes
Calculate Your Payments

 


Second Mortgage Loans

Apply Online For 2nd Mtg
Do You Already Own Your Home?

Want To Let The Equity In Your Home Go To Work For You?

ECU Credit Union combines a full line of second mortgage options, quick turnaround, highly competitive rates and low fees with friendly, knowledgeable, personalized Credit Union service.

Besides matching you with the second mortgage that’s right for you, in most cases we can pre-qualify you for a second mortgage in less than 24 hours.  With the equity, you have built up in your primary home you can do home repairs, consolidate bills or pay for education expenses. Let the equity in your home go to work for you. 

The rate and term vary based on the second mortgage that is best for you.  The loan amount varies based  on the member's ability to repay the debt. T
he minimum loan amount is $3,000.00.  The rate varies starting at 1% over to prime and higher.  For current rates and terms, you will need to speak with a loan representative.

If you would like more information, current rates, or want to set up an appointment to learn more about our mortgage financing options, please contact us at 800-382-2400.

Equal Housing Opportunity
Equal Housing Opportunity Statement: 
We are pledged to the letter and spirit of  U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

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Rates
Privacy Notice (This link will open a PDF document)
Privacy Policy (This link will open a PDF document)​

PRODUCTS & SERVICES​


​Online Banking
Mortgages
Auto Loans
Credit Cards
Retirement (IRA)

​ECU Credit Union P. O. Box 4818, Seminole, FL 33775-4818
​Lending Rates are quoted as Annual Percentage Rates (APR)
​Deposit Rates are quoted as Annual Percentage Yields (APY) - Fees May Reduce The Earnings on The Account.

Membership


​Become a Member
Membership Forms
Membership FAQ


​Phone:
727-471-1330

​LEGAL 


NCUA logo with link to the NCUA website
This credit union is federally insured by the National Credit Union Administration. ​​

Equal Housing Opportunity logo
​Fair Housing & Equal Credit Opportunity Act:
We Do Business in Accordance With the Federal Fair Housing Law and the Equal Credit Opportunity Act. 


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We are not liable for content or availability of linked sites.   Refer to our Third-Party Links Disclaimer for more information.
Unauthorized access or use of this website is not permitted and may constitute a crime punishable by law.