Why Everyone Needs a Will — Not Just the Wealthy

Most people don’t like thinking about wills. Some assume they don’t own “enough” to justify one. Others figure their loved ones will simply “know what to do.” But here’s the reality: if you want any control over what happens to your belongings, your home, or even sentimental items after you’re gone, a will is one of the most important documents you can create.

During June, we observe Elder Abuse Awareness Month to shine a light on the troubling and often hidden issue affecting millions of older adults worldwide. Elder abuse can take many forms. It could be physical, emotional, or financial, and it could be due to neglect or to exploitation. Often, elder abuse goes unreported as a result of fear, shame, or isolation.

Sticking to a personal budget can prove to be challenging. This is especially true when inflation has impacted the cost of everything - from groceries and dining out, to housing and car payments. Plus, vacations and summer camps can bring additional unanticipated expenses. Now is a great time for account holders to review, update, or even create a personal budget for the first time, to help meet or exceed their personal financial goals.

Teens and Tweens can face unique risks specifically targeting them with scams promising quick cash for cashing checks, false online shopping deals, identity theft and social media connections with fraudulent intentions. Parents should open the lines of communication early and often.

How to fix a maxed-out credit card

Sometimes credit cards can be your worst enemy. They’re great when you use them responsibly, but everyone makes mistakes, and if you max out a card, that mistake can be hard to navigate. If you have a maxed-out card, take the following steps to remedy it.

Insights about the length of credit history

One component of your credit score is your credit history. The longer history of consistently paying bills on time that you can show lenders, the better off you are. Let’s answer some questions you might have about credit history and how it impacts your credit score.

Make sure you’re prepared for rainy days ahead!

Life can get expensive fast. Cars crash. Heaters die. You bend over to put on a sock – like you’ve done a thousand times before – and your back gives out. Hello pricey medical bills, prescriptions, physical therapy, and unplanned days off from work.