Online holiday shoppers, gear up and hunker down. You could fall victim to serious scams unless you know how to distinguish a legitimate site from a rip-off.
What should you do if you think your Social Security number has been stolen? The Social Security Administration itself can't do much if someone uses your stolen information to, for example, open a line of credit or get a job. Review the steps below.
ECU Credit Union is working to keep our members safe and informed. Recently the news broke that last December (2023), a massive National Public Data breach has been reported. This breach was believed to involve a third-party and led to the exposure of approximately 2.9 billion records, with potential leaks of certain data in April 2024 and summer 2024. This information was subsequently put up for sale on the dark web.
In today's digital age, safeguarding your personal and financial information is more crucial than ever. As your trusted financial institution, ECU Credit Union is committed to providing you with the tools and knowledge needed to help protect your accounts. One of the most effective ways to enhance the security of your accounts - financial and non-financial - is to follow and maintain healthy password habits. Below are a few tips that can help you secure your accounts and help protect your personal information.
Sticking to a personal budget can prove to be challenging. This is especially true when inflation has impacted the cost of everything - from groceries and dining out, to housing and car payments. Plus, vacations and summer camps can bring additional unanticipated expenses. Now is a great time for account holders to review, update, or even create a personal budget for the first time, to help meet or exceed their personal financial goals.
Teens and Tweens can face unique risks specifically targeting them with scams promising quick cash for cashing checks, false online shopping deals, identity theft and social media connections with fraudulent intentions. Parents should open the lines of communication early and often.
How to fix a maxed-out credit card
Sometimes credit cards can be your worst enemy. They’re great when you use them responsibly, but everyone makes mistakes, and if you max out a card, that mistake can be hard to navigate. If you have a maxed-out card, take the following steps to remedy it.
Insights about the length of credit history
One component of your credit score is your credit history. The longer history of consistently paying bills on time that you can show lenders, the better off you are. Let’s answer some questions you might have about credit history and how it impacts your credit score.
Make sure you’re prepared for rainy days ahead!
Life can get expensive fast. Cars crash. Heaters die. You bend over to put on a sock – like you’ve done a thousand times before – and your back gives out. Hello pricey medical bills, prescriptions, physical therapy, and unplanned days off from work.
