Are you a recent college or high school graduate? Or are you newly employed with that big ‘adult’ job? Have you thought about how much you will save, what will you splurge on buying, or what will you do with that first paycheck? As a young adult, and starting a new career, there are some financial decisions you make without thought. Sometimes you say “I’ll look into it later”, so it becomes out of sight, out of mind. You don’t really think about end of life decisions, because you are just starting to live… right! You may think “That kind of stuff is for older people to do”. In reality, you should be thinking about it!