Certificates of Deposit
A Certificate of Deposit (CD) is an account that allows you to earn a specific return when money stays in your account at a fixed interest rate for a predetermined period. We offer the flexibility of a variable rate liquid savings plan and a fixed rate one-to-five-year CD. Your money grows steadily as dividends compound throughout the term.
- Terms from 6 months to 5 years
- Minimum balance to open a CD is $5,000
- Once CD matures, the balance is deposited to your Savings account
- Once an IRA CD matures, the balance is deposited into and IRA
Early withdrawal penalty will apply.
Convenience at your fingertips!
Your ECU Visa® Platinum card can be used to purchase that special outfit, to take that well-earned vacation or to manage your everyday expenses, and you can earn ScoreCard® Reward points with every transaction. Whatever your needs are, our Visa Platinum card can help you achieve your financial goals.
- Low 2.99% APR* Introductory Rate
- Fixed Rate
- No Annual Fee
- No Cash Advance Fee
- Accepted anywhere with Visa logo
*Qualification is based on individual creditworthiness and our underwriting standards. Rates, terms and conditions are subject to change at any time without notice.
Membership
Our members are part owners and have a say in how the credit union is run. Stop by one of our offices or apply online and join ECU today.
Home Loans
ECU combines a full line of second mortgage options, quick turnaround, highly competitive rates and low fees with friendly, knowledgeable, personalized Credit Union service.
