ECU Credit Union

Money Savers Accounts

Make your money work for you. Our Money Savers account offers competitive rates combined with a safe place to deposit your money. Typically, a Money Savers account requires a higher minimum balance than a regular share account, pay higher dividends and withdrawals are limited. Dividends are determined by the daily account balance, compounded daily, and are paid monthly.

Money Saver account details:
  • Minimum to Open: $2,500
  • Minimum to earn interest: $2,500
  • Monthly Service Fee: None
  • Transaction Fees: $2.00 Per Withdrawal over 3 per month, see our fee schedule.
  • Deposits are Federally insured up to $250,000 per individual depositor through NCUA
  • Tiered Interest Rates:Rate is determined by daily account balance, compounds daily, and paid monthly, see our current deposit rates

Money Savers Rates

Average Daily Balance
Annual Percentage Yield (APY)*
Dividend Percentage Rate
$50,000.00 and Over
0.702%
0.700%
$10,000.00 - $49,999.99
0.552%
0.550%
$5,000.00 - $9,999.99
0.501%
0.500%
$2,500.00 - $4,999.99
0.451%
0.450%
*Dividends compounded daily, paid monthly. Minimum Balance $2,500.00

If account is closed prior to the posting of accrued dividends no dividends will be paid. Dividends are based on the Credit Union's earnings at the end of a dividend period. All rates are subject to change without notice.

Convenience at your fingertips!

Your ECU Visa® Platinum card can be used to purchase that special outfit, to take that well-earned vacation or to manage your everyday expenses, and you can earn ScoreCard® Reward points with every transaction.  Whatever your needs are, our Visa Platinum card can help you achieve your financial goals.

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  • Low 2.99% APR* Introductory Rate
  • Fixed Rate
  • No Annual Fee
  • No Cash Advance Fee
  • Accepted anywhere with Visa logo

*Qualification is based on individual creditworthiness and our underwriting standards. Rates, terms and conditions are subject to change at any time without notice.

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Membership

Our members are part owners and have a say in how the credit union is run. Stop by one of our offices or apply online and join ECU today.

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Home Loans

ECU combines a full line of second mortgage options, quick turnaround, highly competitive rates and low fees with friendly, knowledgeable, personalized Credit Union service.

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