ECU Credit Union

Guaranteed Asset Protection

You may not realize it, but fair market insurance isn’t always fair. Insurance doesn’t always fully pay off a vehicle loan.


As repair costs and the number of stolen and totaled vehicles continue to rise, chances that a “gap” will occur between your remaining loan balance and an insurance settlement is greater than ever.


Increase in
stolen vehicles


Increase in vehicle
repair costs


Damaged vehicle
appraisals deemed

a total loss

Are you aware of and prepared for this possible financial shortfall?

Guaranteed Asset Protection (GAP) can help you worry less about how you’ll pay off your loan and replace your vehicle
if it’s totaled.

Contact us for more information or a quote on Guaranteed Asset Protection.


1Facts + statistics: Auto theft. III. (n.d.). Retrieved January 12, 2022, from 2 2021 Crash Course Midyear Report

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Our members are part owners and have a say in how the credit union is run. Stop by one of our offices or apply online and join ECU today.

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Home Loans

ECU combines a full line of second mortgage options, quick turnaround, highly competitive rates and low fees with friendly, knowledgeable, personalized Credit Union service.

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