Buying A Home?
Visit our First Mortgage Loan Center to get pre-qualified! Having your financing before you start house hunting lets you make an offer as soon as you've found your dream home. For more information call 727-471-1330 or
Already Own Your Home?
Want To Let The Equity In Your Home Go To Work For You?
ECU Credit Union combines a full line of second mortgage options, quick turnaround, highly competitive rates, and low fees with friendly, knowledgeable, personalized Credit Union service.
Besides matching you with the second mortgage that’s right for you, in most cases we can pre-qualify you for a second mortgage in less than 24 hours. With the equity, you have built up in your primary home you can do home repairs, consolidate bills, or pay for education expenses. Let the equity in your home go to work for you.
The rate and term vary based on the second mortgage that is best for you. The loan amount varies based on the member's ability to repay the debt. The minimum loan amount is $3,000.00. The rate varies starting at 1% over to prime and higher. For current rates and terms, you will need to speak with a loan representative.
If you would like more information, current rates, or want to set up an appointment to learn more about our mortgage financing options, please contact us at 727-471-1330.
Equal Housing Opportunity Statement:
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.
Convenience at your fingertips!
Your ECU Visa® Platinum card can be used to purchase that special outfit, to take that well-earned vacation or to manage your everyday expenses, and you can earn ScoreCard® Reward points with every transaction. Whatever your needs are, our Visa Platinum card can help you achieve your financial goals.
- Low 2.99% APR* Introductory Rate
- Fixed Rate
- No Annual Fee
- No Cash Advance Fee
- Accepted anywhere with Visa logo
*Qualification is based on individual creditworthiness and our underwriting standards. Rates, terms and conditions are subject to change at any time without notice.
Our members are part owners and have a say in how the credit union is run. Stop by one of our offices or apply online and join ECU today.
ECU combines a full line of second mortgage options, quick turnaround, highly competitive rates and low fees with friendly, knowledgeable, personalized Credit Union service.