ECU Credit Union

Boat - Motorcycle - Recreational Vehicle Loans

Ready To Hit The Open Roads Or Waterways? ECU Credit Union Can Help Get You There With Our Competitive Personal Craft Loans. No Matter Your Financing Needs, We Have The Right Loan.

  • Repayment terms up to 10 years based on the year of the vehicle and the loan amount.
  • Up to 95% financing based on the year of the vehicle.
  • Pre-approvals – bargain as if you had cash!
  • NADA retail, trade-in, and loan values available.
  • GAP Protection-Protect yourself from having to pay thousands of dollars for the loss of collateral due to theft or accident.
  • MRC (Mechanical Repair Coverage)-Protect yourself with an extended warranty from your Credit Union.
  • Payment Protection-Have the security of your loan payments consistently designated in the case of disability or death.

There is a $25.00 application fee and a $50.00 processing fee for all vehicle secured loans. Other terms may be available. Rates are subject to change. Please contact ECU at (727) 471-1330 for details.

How Much Car Can You Afford?

Boat, ATV, Travel Trailer & RV Loan Rates

Loan Amount
# Monthly Payments
APR*
New to 2 Yrs Old
Financing up to
95% of Value
Up to $50,000
Up to 60
6.25%
$30,000 to $50,000
Up to 84
7.45%
$50,000 & up
Up to 120
8.00%
 
 
 
3 to 4 Years Old
Financing up to
85% of Value
Up to $50,000
Up to 48
6.25%
 
 
 
5 to 7 Years Old
Financing up to
75% of Value
Up to $50,000
Up to 36
7.45%
 
 
 
8 to 10 Years Old
Financing up to
75% of Value
Up to $50,000
Up to 24
8.00%

New & Used Motorcycle Loan Rates

Financing up to 95% of MSRP/NADA Value

Loan Amount
# Monthly Payments
APR*
Up to $50,000
Up to 60
7.45%

*All Rates are quoted as Annual Percentage Rates (APR) and are subject to change. Other terms may be available. **Please contact ECU at 727-471-1330 for current Rates and Terms. There is a $25.00 application fee for each applicant on all loan requests and a $50.00 processing fee for all vehicle secured loans.

Rates Effective November 8, 2022

Convenience at your fingertips!

Your ECU Visa® Platinum card can be used to purchase that special outfit, to take that well-earned vacation or to manage your everyday expenses, and you can earn ScoreCard® Reward points with every transaction.  Whatever your needs are, our Visa Platinum card can help you achieve your financial goals.

Woman using credit card online
  • Low 2.99% APR* Introductory Rate
  • Fixed Rate
  • No Annual Fee
  • No Cash Advance Fee
  • Accepted anywhere with Visa logo

*Qualification is based on individual creditworthiness and our underwriting standards. Rates, terms and conditions are subject to change at any time without notice.

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Membership

Our members are part owners and have a say in how the credit union is run. Stop by one of our offices or apply online and join ECU today.

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Home Loans

ECU combines a full line of second mortgage options, quick turnaround, highly competitive rates and low fees with friendly, knowledgeable, personalized Credit Union service.

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