ECU Loan Application Disclaimer
  • There is a $75.00 Application/Title Processing fee on all loans secured by a vehicle
  • There is a $25.00 Application fee for each applicant on all other loans
  • There is no Application Fee for Credit Card Applications
  • You must be 18 years old and eligible for membership to apply
By submitting this application, you authorize the Credit Union to obtain credit reports in connection with this request for credit and any update, increase, renewal, extension, or collection of the credit received. You understand that the Credit Union will rely on the information in this application and on your credit report to make its decision. If you request, the Credit Union will tell you the name and address of any credit bureau from which it received a credit report on you. It is a federal crime to willfully and deliberately provide incomplete or incorrect information on loan applications made to federal credit unions or state chartered credit unions insured by NCUA.
​If you are applying for a credit card:
  1. You understand that the use of your card will constitute acknowledgment of receipt and agreement to the terms of the credit card agreement and disclosures. You grant us a security interest in all individual and joint share or deposit accounts you have with us now and in the future to secure your credit card account. When you are in default, you authorize us to apply the balance in these accounts to any amounts due. Shares and deposits in an Individual Retirement Account, and any other account that would lose special tax treatment under state or federal law if given as security, are not subject to the security interest you have given in your shares and deposits.
  2. There are costs associated with the use of a credit card. To obtain information about these costs, call us toll-free at (800) 382-2400 or write to us at the address stated on this Application.
Non-ECU Credit Union Member - Membership Eligibility
ECU Credit Union is bound by State and Federal Regulation regarding membership eligibility.  To be approved for a loan with ECU Credit Union  you must meet one of the following conditions:
  • Former ECU Credit Union member
  • Live or Work in the Florida Counties of Hillsborough, Orange, Osceola, Pasco, Pinellas, Seminole
  • Employee for CVS Health
  • Employee for Rite Aid
  • Employee of Walgreens
  • Employee located at the Bardmoor Palms Facility
  • Employee for a company that is located in the same complex that one of our branch offices is located
  • Employee Eckerd Kids
  • Subcontractor working primarily in a facility of our sponsor
  • Family member of an existing member