ECU Visa Application Credit Card Disclosure
By submitting this application, you authorize the Credit Union to obtain credit reports in connection with this request for credit and any update, increase, renewal, extension, or collection of the credit received. You understand that the Credit Union will rely on the information in this application and on your credit report to make its decision. If you request, the Credit Union will tell you the name and address of any credit bureau from which it received a credit report on you. It is a federal crime to willfully and deliberately provide incomplete or incorrect information on loan applications made to federal credit unions or state chartered credit unions insured by NCUA.
- You understand that the use of your card will constitute acknowledgment of receipt and agreement to the terms of the credit card agreement and disclosures. You grant us a security interest in all individual and joint share or deposit accounts you have with us now and in the future to secure your credit card account. When you are in default, you authorize us to apply the balance in these accounts to any amounts due. Shares and deposits in an Individual Retirement Account, and any other account that would lose special tax treatment under state or federal law if given as security, are not subject to the security interest you have given in your shares and deposits.
- There are costs associated with the use of a credit card. To obtain information about these costs, call us toll-free at (800) 382-2400 or write to us at the address stated on this Application.