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Checking Account |
At ECU we take the stress out of choosing which checking account is best for you by offering one checking account that automatically changes as your financial needs change.
As an added bonus, if you maintain a minimum daily balance of $5,000.00 you may request our Elite Relationship Membership, which provides additional perks including a 0.25% APY rate bump on ECU checking accounts. For additional information about our Elite Membership call 1-800-382-2400.
ECU Checking account details:
As an added bonus, if you maintain a minimum daily balance of $5,000.00 you may request our Elite Relationship Membership, which provides additional perks including a 0.25% APY rate bump on ECU checking accounts. For additional information about our Elite Membership call 1-800-382-2400.
ECU Checking account details:
- Minimum to open: $25
- Minimum to earn dividends: $5,000
- Monthly Service Fee: $5.00 per month if daily balance falls below $25.00, see Schedule of Fees for additional fees that may apply.
- Deposits are Federally insured up to $250,000 per individual depositor through NCUA.
- Fixed Dividend Rate: Rate is determined by daily account balance, compounds and pays monthly. if account is closed before the monthly posting of accrued dividends, no dividends will be paid, for current rate, see Current Deposit Rates.
- MasterCard Debit Card: Limitless access to your funds using the credit card network.
- Virtual Branch: A Free service that provides you with limitless access to your funds and transaction account history using the internet or mobile networks.
- ECU Credit Union Mobile App: Down load the app and access your account at your finger tips, anywhere, anytime
- Bill Payment: Quick and convenient way to pay your bills on your time and schedule. No Fee, unless no bill pay activity then a $5.00 monthly fee.
- Courtesy Pay: Courtesy Pay covers life's unexpected emergencies and allows you to overdraw your checking account for a fee, See Schedule of Fees
- Statements are issued monthly: You may sign up for e-statements through Virtual Branch.
- You can access your account 24 hours a day, 7 days a week through Virtual Branch and EZ Access.
