Loan Rates
Auto Loan Rates
Rates shown reflect lowest rates available and are subject to change at any time. Rates are based on individual's creditworthiness, amount financed and the term of the loan.
Boat, ATV, Travel Trailer & RV Loan Rates
New & Used Motorcycle Loan Rates
Financing up to 95% of MSRP/NADA Value
Personal Loan Rates
Special Seasonal Signature Loans
(Jan 1st - Dec 31st)
(Feb 1st - Apr 30th)
(Oct 1st January 31st)
$500 No Credit Check Signature Loans
Share Secured Loan Rates
*All Rates are quoted as Annual Percentage Rates (APR) and are subject to change. Other terms may be available. **Please contact ECU at 727-471-1330 for current Rates and Terms. There is a $25.00 application fee for each applicant on all loan requests and a $50.00 processing fee for all vehicle secured loans.
Rates Effective August 17, 2023
Convenience at your fingertips!
Your ECU Visa® Platinum card can be used to purchase that special outfit, to take that well-earned vacation or to manage your everyday expenses, and you can earn ScoreCard® Reward points with every transaction. Whatever your needs are, our Visa Platinum card can help you achieve your financial goals.

- Low 2.99% APR* Introductory Rate
- Fixed Rate
- No Annual Fee
- No Cash Advance Fee
- Accepted anywhere with Visa logo
*Qualification is based on individual creditworthiness and our underwriting standards. Rates, terms and conditions are subject to change at any time without notice.

Membership
Our members are part owners and have a say in how the credit union is run. Stop by one of our offices or apply online and join ECU today.

Home Loans
ECU combines a full line of second mortgage options, quick turnaround, highly competitive rates and low fees with friendly, knowledgeable, personalized Credit Union service.