We offer a wide variety of loans for almost any reason. Whether you need an auto loan, a mortgage loan, want to refinance your loan, purchase a recreational vehicle or even a personal loan for everyday needs, we can help.
Our VISA Credit Card has low rates and many convenient benefits to fit your lifestyle. Our rates are some of the best around!
Simply apply online or call (727) 471-1330 during business hours. We are here for you!
Which lending service may we assist you with?
- Home Loans - We combine a full line of mortgage options, a quick turnaround, highly competitive rates, and low fees with friendly, knowledgeable, personalized service. Besides matching you with the mortgage that’s right for you, in most cases we can pre-qualify you for a mortgage amount in less than 24 hours.
- Visa Credit Cards - Your ECU Credit Union Visa® Platinum card can be used to purchase that special outfit, take that well-earned vacation, or manage your everyday expenses. With every purchase, you can earn ScoreCard® Reward points with every transaction. Whatever your needs are, our Visa Platinum card can help you achieve your financial goal. Our rates are competitive, and our service is superior.
- Auto Loans - Our auto loans offer flexible repayment terms and competitive rates. The rate and term vary based on the loan amount, age, and type of collateral.
- Auto Buying Service - ECU Credit Union and Auto Advisors put you into the driver's seat. Our goal is to find you the perfect car while saving you time and money. Our long-standing relationship with ECU Credit Union enables us to put your needs first.
- Recreational Vehicle Loans - At ECU Credit Union Boat, Motorcycle, and RV Loans are available with flexible terms and low rates. The rate and term vary based on the loan amount, age and type of collateral.
- Personal Loans - With a personal loan, you won't have to put up collateral to get the loan. The paperwork is usually less complicated than with collateralized loans, sometimes assuming a higher interest rate and shorter term.
- Seasonal Personal Loans - ECU Credit Union offers Specialty Personal loans to assist our members with life events such as vacation expenses, holiday expenses, or paying taxes. The loans are available with a one-year term, and the loan amount varies based on the member's ability to repay the debt.
Convenience at your fingertips!
Your ECU Visa® Platinum card can be used to purchase that special outfit, to take that well-earned vacation or to manage your everyday expenses, and you can earn ScoreCard® Reward points with every transaction. Whatever your needs are, our Visa Platinum card can help you achieve your financial goals.
- Low 2.99% APR* Introductory Rate
- Fixed Rate
- No Annual Fee
- No Cash Advance Fee
- Accepted anywhere with Visa logo
*Qualification is based on individual creditworthiness and our underwriting standards. Rates, terms and conditions are subject to change at any time without notice.
Our members are part owners and have a say in how the credit union is run. Stop by one of our offices or apply online and join ECU today.
ECU combines a full line of second mortgage options, quick turnaround, highly competitive rates and low fees with friendly, knowledgeable, personalized Credit Union service.