Protecting you from costly vehicle repairs

The average length of vehicle ownership has increased 60% in the last ten years,¹ with the average repair cost being more than $1,200.² As vehicles age, the likelihood for repairs increases, which can burden you with expensive and often unexpected repairs.

Get help in mitigating costly auto repairs - whether you have an auto loan with us or you own your car outright.

A Mechanical Repair Coverage (MRC) vehicle service contract can help protect you from unexpected vehicle repair costs, which could be well into thousands of dollars.³

Mechanical Repair Coverage offers benefits such as:

RENTAL REIMBURSEMENT
Up to $35/day for 5 days (up to an additional 5 days with verified parts delay) from day one.

24-HOUR EMERGENCY ROADSIDE ASSISTANCE
Includes towing, battery jump start, fluid delivery, flat tire assistance and lock-out service. (up to $100 per occurrence).

TRAVEL EXPENSE REIMBURSEMENT
Up to $200 per day for 1 - 5 days for food, lodging and rental expense when a covered breakdown occurs more than 100 miles from home.**

DEDUCTIBLE OPTIONS***
The per visit deductible is $0, $100, $250 or $500. Per visit means one deductible regardless of the number of repairs.

TRANSFERABLE
If the vehicle is sold privately, the coverage can be transferred for a fee, which may add resale value and appeal.

GOOD AT ANY AUTHORIZED REPAIR FACILITY IN THE U.S. OR CANADA

Contact us for more information or for a quote on Mechanical Repair Coverage.

¹V12, “A Look at Trends and Statistics in the Automotive Aftermarket Industry,” Dec. 9, 2019. ²Internal data, average credit union member mechanical repair claim costs, 2019. 3Assurant. Actual costs may vary by vehicle year, make, and model. Prices based on specific manufacturer suggested labor and component repair prices for a representative sample of 2016 Asian, Domestic, and European vehicles as reported by a nationally-recognized labor/time publication.

**Please refer to the Vehicle Service Contract or the Insurance Policy for details. Travel Expense Reimbursement not available to NY residents.
***Not every deductible option is available for all MRC Coverage Plans or Terms.