We know everyone is different and that is why we are giving you options to select the best fit for you. We now offer the next generation Checking Account with benefits that protect you and goes beyond just banking. Preferred and Elite checking accounts offer cutting-edge features and exclusive benefits, you can feel confident and secure in managing your finances.
When you open a Preferred or Elite checking account with us, you’ll receive all these important benefits and services:
Loan Cash Back
$50 cash back on consumer loans, excluding HE loans and No Credit Check loans. +
Telehealth Plan
Access zero-cost telehealth services, prescription discounts and more. +
Mobile Phone Protection
Receive up to $500 of replacement or repair cost if your cell phone is stolen or damaged. +
Identity Monitoring
Help better protect yourself and your joint accountholder(s) with identity theft monitoring and resolution service. +
Savings and Entertainment
Discounts on everyday shopping, dining, and entertainment. +
Roadside Assistance Service
Helps you get towing, flat tire help, dead battery replacement, locksmith services and more. +
Identity Theft Recovery
Access a suite of services to better protect your identity and get identity theft assistance. +
Dark Web Monitoring
Receive monitoring for your personal information on the dark web. +
Loan discount on new loans only - excluding HE loans and No Credit Check loans. On approved credit.
Save at thousands of restaurants, activities, and attractions, as well as local merchants in your hometown. Simply redeem and print coupons online or access discounts from your smartphone.
Benefit requires no-cost registration/activation.
Zelle®
Send and receive money with Zelle®
Credit Score. And More.
Staying on top of your Credit Score has never been easier. Access to your full credit report, credit monitoring, financial tips, and education. All without impacting your credit score and for FREE!
Online Banking
Keep up to date with your finances Anywhere / Anytime!
Mobile App and Mobile Deposit Capture
Deposit a check from the comfort of your home!
eStatements
View up to 18 monthly statements for your ECU Credit Union accounts.
Round Up your Debit Purchases
An effortless way to save money by rounding up your Debit Card purchases. Ready to start saving money? Enroll your Debit Card and start saving today!
CHECKING ACCOUNT COMPARISON
ECU Credit Union offers more than just a basic checking account. We offer checking accounts with More Benefits. More Features. that will save you time and money all at one low monthly cost. Look at our side-by-side comparison below to see all you can get by choosing Preferred or Elite Checking.
| Preferred Checking | Elite Checking | Classic Checking | High School Checking | |
| Cost | $6.00 monthly | $6.00 monthly | $5.00 monthly | $0.00 monthly |
| Monthly Fee Waived | ADB** over $5,000 | Minimum balance of $5,000 or more | Min Balance $100 or Monthly Min $100 in Direct Deposit |
Young Adults 13-17 years old |
| Dividends | ADB** over $5,000 | ADB** over $5,000 | NA | ADB** over $5,000 |
| Dividend Rate |
0.15% | 0.501% | NA | 0.15% |
| Online Banking / Mobile App |
✓ | ✓ | ✓ | ✓ |
| Checkfree Bill Pay |
✓ | ✓ | ✓ | ✓ |
| Checks (Deluxe) | Price Varies | Free (1 box per year) | Price Varies | Free (1 box per year) |
| Loan Cash Back |
✓ | ✓ | ||
| Telehealth Plan |
✓ | ✓ | ||
| Mobile Phone Protection | ✓ | ✓ | ||
| Roadside Assistance Service | ✓ | ✓ | ||
| Identity Theft Monitoring | ✓ | ✓ | ||
| Identity Monitoring & Alerts | ✓ | ✓ | ||
| Dark Web Monitoring & Alerts | ✓ | ✓ | ||
| Shopping, Dining & Entertainment Discounts | ✓ | ✓ | ||
| Copies of Cleared Checks |
No Charge | No Charge | ||
| Credit Union Checks to Third Party (money order) |
No Charge | No Charge | ||
| Cashier Checks | No Charge | No Charge | ||
| Copies of Statement | No Charge | No Charge | ||
| Wires | 50% off Wire Fee | No Charge | ||
| Credit Score / Credit Monitoring thru Credit Savvy (free) |
✓ | ✓ | ✓ | ✓ |
*Preferred and Elite checking account benefits require a no-cost registration/activation. Your benefit activation code can be found on your Welcome letter or by calling ECU Credit Union at 727-471-1330.
Dividend Rates: These are variable rate accounts and subject to change based upon market conditions.
**Average Daily Balance (ADB)
NO MINIMUM BALANCE REQUIREMENT Monthly Service fee $6.00
- Monthly Service fee is waived with a minimum average daily balance of $5,000. See Fee Schedule
- Earns dividends on balances over $5,000 See Rates
- Dividends on Average Daily Balances over $5,000
- Free Copies of Cleared Checks
- Free Credit Union Checks to Third Party
- Free Cashier Checks
- Free Copies of Statements
- 50% Discount on Wires
- $50 cash back on consumer loans, excluding HE loans & NCC
- Identity Theft Recovery
- Identity Theft Insurance Reimbursement up to $10,000 for expenses incurred in recovery
- Identity Monitoring
- Dark Web Monitoring
- Mobile Phone Protection $500/$50/2 - up to 4 lines
- cellular phone bill must be paid through your Preferred or Elite checking account
- Shopping, Dining, and Entertainment Discount
- Telehealth Plan
- Roadside Assistance Service
Need Some Checks?
It's easy and secure to order your checks online. If this is your first check order with deluxe, please contact the Credit Union. We will get you all set up and reorders will be a breeze!
Click the Order & Status button to view all our different check designs and get started! You can contact us, visit one of our convenient branches or place your check order.
