Loan Rates
Auto Loan Rates - New Vehicles
Auto Loan Rates - Used Vehicles
Rates listed below are based on vehicle model year 20232
Home Equity Loan Rates
1All Rates are quoted as Annual Percentage Rates (APR) and are subject to change.
Rates effective as of 10/19/2023
Boat, ATV, Travel Trailer & RV Loan Rates
Motorcycle Loan Rates - New & Used
Financing up to 95% of MSRP/NADA Value
1All Rates are quoted as Annual Percentage Rates (APR) and are subject to change. Other terms may be available. There is a $75.00 application processing fee for all vehicle secured loans. Rates are determined by the collateral model year and term of the loan. All loans are subject to credit approval.
2Rates listed above are based on used vehicle model year 2023. Fixed rates for used vehicles range from 5.00% APR to 11.00% APR. Rates are determined by the collateral model year and term of the loan.
Rates Effective October 19, 2023
Personal Loan Rates
Special Seasonal Signature Loans
(Jan 1st - Dec 31st)
(Feb 1st - Apr 30th)
(Oct 1st January 31st)
$500 No Credit Check Signature Loans
Share Secured Loan Rates
VISA® Platinum Rewards Credit Card
* All Rates are quoted as Annual Percentage Rates (APR) and are subject to change. Contact us for details.
Convenience at your fingertips!
Your ECU Visa® Platinum card can be used to purchase that special outfit, to take that well-earned vacation or to manage your everyday expenses, and you can earn ScoreCard® Reward points with every transaction. Whatever your needs are, our Visa Platinum card can help you achieve your financial goals.
- Low 2.99% APR* Introductory Rate
- Fixed Rate
- No Annual Fee
- No Cash Advance Fee
- Accepted anywhere with Visa logo
*Qualification is based on individual creditworthiness and our underwriting standards. Rates, terms and conditions are subject to change at any time without notice.
Membership
Our members are part owners and have a say in how the credit union is run. Stop by one of our offices or apply online and join ECU today.
Checking Accounts
We know everyone is different and that is why we are giving you options to select th e best fit for you. Open a checking account with benefits that protect you and goes beyond just banking.
