The advantage of Gift Cards is that-unlike merchant-specific cards-they can be used to make purchases anywhere Visa® debit cards are accepted. You can use a Gift Card at literally thousands of retail, restaurant, and entertainment locations throughout the U.S. as well as online.

There is a one-time fee of $3.00 to purchase a gift card.

No. Gift Cards are prepaid Visa® cards that carry a fixed cash amount determined by the Gift Card purchaser. Each time you use the card, the purchase amount is deducted from the available balance.

You may access your available balance by calling 1-833-729-2843 or visiting www.cumoney.com/gift.

Individual cards cannot be "reloaded," but you have the option to purchase additional Gift Cards for yourself or for someone special in your life.

The Card may not be used to obtain cash from an Automated Teller Machine (ATM) or cash back with a purchase.

The Card will expire no sooner than five (5) years from the date of purchase.  The funds on the Card do not expire. After the expiration date, you may request a replacement Card by calling 1-833-729-2843.

If the Card is not used for 12 consecutive months, a $5.00 monthly inactivity fee will be applied starting the 13^th month of inactivity.  The monthly inactivity fee will be applied until the value of the Card reaches zero or until you make a purchase.