Schedule of Service Fees and Charges
Saving / Membership Account
ChristmasClubSavingAccount
MoneySaversSavingAccount
Individual Retirement Account (IRA)
12 months of no activity)
Share Draft Checking Account
ATM and Debit Card
Internet Online Banking Virtual Branch
Nonsufficient Fund Items*
Transfer from Share Acct
(only 3 per month allowed)
Lending Services
Visa Credit Card
Miscellaneous Fees
/Reconciliation Fee
(2 Years of No Activity)
Legal Notices
(item issued by member)
*Fee(s) imposed for overdrafts by checks, in‐person withdrawals, ATM withdrawals, or by other electronic means, as applicable.
**NOTE: The Credit Union's Courtesy Pay plan is a non‐contractual courtesy and is discretionary. It is not an obligation of the Credit Union and the Credit Union may refuse to provide the courtesy on any personal checking account at any time and from time to time. The accountholder does not have a contractual right to Courtesy Pay and payment is not guaranteed by the Courtesy Pay Plan. To OPT OUT of the Courtesy Pay plan notify the Credit Union in writing.
Effective April 1, 2023
Convenience at your fingertips!
Your ECU Visa® Platinum card can be used to purchase that special outfit, to take that well-earned vacation or to manage your everyday expenses, and you can earn ScoreCard® Reward points with every transaction. Whatever your needs are, our Visa Platinum card can help you achieve your financial goals.
- Low 2.99% APR* Introductory Rate
- Fixed Rate
- No Annual Fee
- No Cash Advance Fee
- Accepted anywhere with Visa logo
*Qualification is based on individual creditworthiness and our underwriting standards. Rates, terms and conditions are subject to change at any time without notice.
Membership
Our members are part owners and have a say in how the credit union is run. Stop by one of our offices or apply online and join ECU today.
Home Loans
ECU combines a full line of second mortgage options, quick turnaround, highly competitive rates and low fees with friendly, knowledgeable, personalized Credit Union service.
