ECU Credit Union

Join the ECU Credit Union Family

Everything we do is for our members and our members come first! Convenient services with competitive dividends and interest rates are the prime responsibility of your credit union. Your accounts are safe with us since they are federally insured by the National Credit Union Administration.


As a member, you are an owner of the credit union. Once a member, you are always a member, even if you leave your job, retire, or move out of the area. As long as you keep your account open and active with the $25.00 minimum balance, our full range of benefits are available to you.

Membership is open to those who meet one of the following conditions:

  • Family member of an existing member
  • Former ECU Credit Union member
  • Live or Work in the Florida Counties of Hillsborough, Orange, Osceola, Pasco, Pinellas, Seminole
  • Employee located at the Bardmoor Palms Facility
  • Employee for CVS Health
  • Employee Eckerd Kids
  • Employee for Rite Aid
  • Employee for Walgreens
  • Employee for a company that is located in the same complex that one of our branch offices is located
  • Subcontractor working primarily in a facility of our sponsor

All members start with a savings (share) account. From there, you can open a checking account, apply for a credit card and/or loan, and much more. And once you are a member, if you keep your account in good standing, you’re always a member.

Here’s what you’ll need to get started:

  • Social security number
  • Valid Driver’s license or government ID
  • Your home address: a utility bill to confirm your address
  • Phone number, email address and eligibility for membership
  • Current bank account and routing number to transfer your funds to ECU Credit Union
Zelle® Promo Video


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your drivers license or other identifying objects.

Membership - FAQs

Why join the credit union?

ECU Credit Union is a safe and reliable place to save as well as enjoy the privilege of borrowing at reasonable rates. Your savings are federally insured up to $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration (NCUA), a U.S. Government Agency.

Convenience at your fingertips!

Your ECU Visa® Platinum card can be used to purchase that special outfit, to take that well-earned vacation or to manage your everyday expenses, and you can earn ScoreCard® Reward points with every transaction.  Whatever your needs are, our Visa Platinum card can help you achieve your financial goals.

Woman using credit card online
  • Low 2.99% APR* Introductory Rate
  • Fixed Rate
  • No Annual Fee
  • No Cash Advance Fee
  • Accepted anywhere with Visa logo

*Qualification is based on individual creditworthiness and our underwriting standards. Rates, terms and conditions are subject to change at any time without notice.

goup of people


Our members are part owners and have a say in how the credit union is run. Stop by one of our offices or apply online and join ECU today.

Learn More
I feel a WOW coming on

Checking Accounts

We know everyone is different and that is why we are giving you options to select th e best fit for you. Open a checking account with benefits that protect you and goes beyond just banking.

Learn More