VISA® Platinum Rewards Credit Card
Your ECU Visa® Platinum Rewards card can help purchase that special outfit, take that well-earned vacation or manage your everyday expenses! PLUS you can earn ScoreCard® Reward points with every transaction. Whatever your needs are, your Visa® Platinum Rewards card can help you achieve your financial goals.
- Flexible Credit Limits
- No Fee for Balance Transfers
- No Annual Fee
- ScoreCard® Rewards
- Low 2.99% APR 6-Month Introductory Rate
- No Cash Advance Fee
- No Fee for International Transactions
- And Much More…
*Rates are subject to change. Contact us for details.
Flexible Credit Limits – Limits are based on your creditworthiness and annual salary
ScoreCard® Rewards – ECU Platinum Rewards cards give you ScoreCard® Bonus Points for every net retail purchase you make. Learn more...
No Fee For Balance Transfers – Transfer your balances from your high-rate cards to your low-rate ECU card and never pay a transfer fee, complete and return a balance transfer request (this link will open a PDF document).
No Annual Fee
Low 2.99% APR* Introductory Rate – New Credit Card holders enjoy a 2.99% APR* introductory rate. After six months from the Credit Card open date, your rate will convert to our low variable rate; current rate as of January 1, 2019 is 12.92% APR
No cash advance fee – Cash access at financial institutions and ATMs worldwide
25-day grace period on purchases – Pay your balance off in full within your 25-day grace period to avoid interest charges
Fraud Protection – Working with you, we continually monitor your account to detect suspicious or unusual activity
Zero Liability – You can use your card to shop with confidence. That’s because ECU and Visa® protects your card information 24/7 and you won't be held liable for unauthorized purchases made with your card or account information
Verified By Visa – Verified by Visa® adds an extra layer of security to make it harder for someone else to use your Visa card to shop online, you must register your Visa card for this service at Verified By Visa®. Click here, for more information.
24/7 Account Access – Track balance, monitor transactions, make payments, set account alerts, and much more at www.ezcardinfo.com
Worldwide Acceptance– Your ECU Visa Platinum Rewards card is welcome at millions of establishments worldwide, to activate international transactions please contact us 727-471-1330.
*The credit unions current rate as of 1/1/2019 is 12.92% Annual Percentage Rate (APR). Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Rates, terms and conditions are subject to change at any time without notice. Call us at (727) 471-1330 for current rates, terms and conditions.
Set International travel notifications to avoid the inconvenience of a blocked card while away. Credit cards used outside of your normal usage can trigger a fraud flag. This flag may cause your card to be temporarily blocked until the purchase can be verified as a valid purchase.
You can call us at 727-471-1330 to set your travel notification prior to your trip.
When reviewing your credit card transactions, and you discover fraudulent activity or you are unable to resolve a transaction dispute with a merchant, you may dispute the transaction by calling 800-299-9842, the number on the back of your card.
There are several ways to make a payment to your credit card account.
eZCard – Enroll and pay your credit card online along with access to view your transactions and view your statement. If you have any issues with accessing eZCard or need to unlock your online account, call 866-604-0380. For security reasons we're unable to reset your account online or by email.
Visa Pay by Phone – Call 800-299-9842 to make your payment. There is a service charge fee for this option.
Transfer Payments using online banking – transfer money from your ECU Credit Union account to your ECU Credit Card or schedule a transfer for a later date.
To get started, logon to your online banking, select the Transfer Tab. In the FROM dropdown field, select the account you want to transfer from (savings – checking). In the TO dropdown field, select your Credit Card. Next enter the amount you want to transfer, and then select the Date for the transfer. Select Review to verify the information, then click Make Transfer.
Contact ECU’s Member Services – our representatives are available during business hours to make an internal transfer credit card payment by phone at 727-471-1330. Payments made from another Financial Institution may incur a Service Charge Fee.
Mail Payment – If mailing is the best option for you, please mail payments to either address below:
Visa |
ECU Credit Union |
Branch location - If you live or work near one of our branch locations you can stop in to make a transfer, pay by cash or check. Payments can also be made at a Shared Service location in your area. You will need to provide the Shared Service branch with your account number and valid photo driver’s license and let them know you are with ECU Credit Union in Largo, FL.


Online shopping is easier when you click to pay with Visa. An easy, smart and secure checkout experience.

Earn & redeem points for a variety of items, such as merchandise, airfare, hotels, travel packages, and more

Request A Visa® Balance Transfer

Membership
Our members are part owners and have a say in how the credit union is run. Stop by one of our offices or apply online and join ECU today.

Checking Accounts
We know everyone is different and that is why we are giving you options to select th e best fit for you. Open a checking account with benefits that protect you and goes beyond just banking.