ECU Credit Union

VISA® Platinum Credit Card

Your ECU Visa® Platinum card can help  purchase that special outfit, take that well-earned vacation or manage your everyday expenses! PLUS you can earn ScoreCard® Reward points with every transaction. Whatever your needs are, your Visa® Platinum card can help you achieve your financial goals.

  • Flexible Credit Limits
  • No Fee for Balance Transfers
  • No Annual Fee
  • Low 2.99% APR 6-Month Introductory Rate
  • No Cash Advance Fee
  • No Fee for International Transactions
  • And Much More…

*Rates are subject to change. Contact us for details.

Visa® Platinum Benefits

Flexible Credit Limits – Limits are based on your creditworthiness and annual salary

ScoreCard® Rewards – ECU Platinum cards give you ScoreCard® Bonus Points for every net retail purchase you make. Learn more...

No Fee For Balance Transfers – Transfer your balances from your high-rate cards to your low-rate ECU card and never pay a transfer fee, complete and return a balance transfer request (this link will open a PDF document).

No Annual Fee

Low 2.99% APR* Introductory Rate – New Credit Card holders enjoy a 2.99% APR* introductory rate. After six months from the Credit Card open date, your rate will convert to our low variable rate; current rate as of January 1, 2019 is 12.92% APR

No cash advance fee Cash access at financial institutions and ATMs worldwide

25-day grace period on purchases – Pay your balance off in full within your 25-day grace period to avoid interest charges

Fraud Protection – Working with you, we continually monitor your account to detect suspicious or unusual activity

Zero Liability – You can use your card to shop with confidence. That’s because ECU and Visa® protects your card information 24/7 and you won't be held liable for unauthorized purchases made with your card or account information

Verified By Visa – Verified by Visa® adds an extra layer of security to make it harder for someone else to use your Visa card to shop online, you must register your Visa card for this service at Verified By Visa®.  Click here, for more information.

24/7 Account Access – Track balance, monitor transactions, make payments, set account alerts, and much more at

Worldwide Acceptance– Your ECU Visa Platinum card is welcome at millions of establishments worldwide, to activate international transactions please contact us 727-471-1330.

*The credit unions current rate as of 1/1/2019 is 12.92% Annual Percentage Rate (APR).  Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Rates, terms and conditions are subject to change at any time without notice. Call us at (727) 471-1330 for current rates, terms and conditions.

Access your Credit Card account anytime anywhere, 24 hours a day and 7 days a week.


Online shopping is easier when you click to pay with Visa. An easy, smart and secure checkout experience.

Scorecard. Becasue life should be rewarding

Earn & redeem points for a variety of items, such as merchandise, airfare, hotels, travel packages, and more

Balane Transfer

Request A Visa® Balance Transfer

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Our members are part owners and have a say in how the credit union is run. Stop by one of our offices or apply online and join ECU today.

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Home Loans

ECU combines a full line of second mortgage options, quick turnaround, highly competitive rates and low fees with friendly, knowledgeable, personalized Credit Union service.

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