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Lending Services |
Our lending philosophy revolves around looking at more than just a member's credit score; we focus on the story behind the member.
For over 50 years, ECU Credit Union has remained faithful to the basic credit union philosophy of "People Helping People".
For over 50 years, ECU Credit Union has remained faithful to the basic credit union philosophy of "People Helping People".
We offer a wide variety of loans for almost any reason. Whether you need an auto loan, a mortgage loan, want to refinance your loan, purchase a recreational vehicle or even a personal loan for everyday needs, we can help.
Our VISA Credit Card has low rates and many convenient benefits to fit your lifestyle. Our rates are some of the best in around!
Simply apply online or call 1-800-382-2400 during business hours. We are here for you!
Which lending service may we assist you with? Click on the loan type below for details or to apply:
Our VISA Credit Card has low rates and many convenient benefits to fit your lifestyle. Our rates are some of the best in around!
Simply apply online or call 1-800-382-2400 during business hours. We are here for you!
Which lending service may we assist you with? Click on the loan type below for details or to apply:
- Home Loan - We combine a full line of mortgage options, a quick turnaround, highly competitive rates and low fees with friendly, knowledgeable, personalized service. Besides matching you with the mortgage that’s right for you, in most cases we can pre-qualify you for a mortgage amount in less than 24 hours.
- Visa Credit Card - Your ECU Visa® Platinum card can be used to purchase that special outfit, to take that well-earned vacation or to manage your everyday expenses. With every purchase, you can earn ScoreCard Reward points with every transaction. Whatever your needs are your Visa Platinum card can help you achieve your financial goal. Our rates are competitive, and our service is superior.
- Auto Loan - Our auto loans offer a flexible repayment term and competitive rates. The rate and term vary based on the loan amount, age and type of collateral.
- Auto Buying Service - ECU Credit Union and Auto Advisors put you into the driver's seat. Our goal is to find you the perfect car while saving you time and money. Our long standing relationship with ECU Credit Union enables us to put your needs first. Call (800) 929-8971 or fill out the form above now to get started.
- Recreational Vehicle Loan - At ECU Boat, Motorcycle, and RV Loans are available with a flexible terms and low rates. The rate and term vary based on the loan amount, age and type of collateral.
- Personal Unsecured Signature Loan - Signature loans, also known as personal or unsecured loans, are guaranteed by your signature. That means you won't have to put up collateral to get the loan. The paperwork involved with signature loans are usually less complicated than with regular loans, sometimes assuming a higher interest rate and shorter term.
- Seasonal Unsecured Signature Loan - ECU offers Specialty Signature loans to assist our members with life events such as vacation expenses, holiday expenses, or to pay taxes. The loans are available with a 1-year term, and the loan amount varies based on the member's ability to repay the debt.
Equal Housing Opportunity Statement:
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.
