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Lending Rates |
ECU Credit Union interest rates are set by the Interest Rate Committee; their goal is to set the best possible rates the Credit Union can offer, given the current market conditions. Click on the appropriate link below for our current rates
All rates are quoted as Annual Percentage Rates (APR) and are subject to change.
Other terms may be available, Please contact ECU at 800-382-2400 for current Rates and Terms
(Printer Friendly Copy Here: ecu_lending_rates_july_1_2020.pdf )
Other terms may be available, Please contact ECU at 800-382-2400 for current Rates and Terms
(Printer Friendly Copy Here: ecu_lending_rates_july_1_2020.pdf )
Auto Loan RatesPlease call for current rates 800-382-2400.
Fixed rates for new vehicles range between 2.50% APR to 4.00% APR and fixed rates for pre-owned vehicles range between 3.00% APR to 8.50% APR. The rate you receive is determined by amount financed, age of the vehicle, and the term of the loan.
Recreational Vehicle Rates-
|
Loan Amount |
# Monthly Payments |
Annual Percentage Rate (APR)* |
Up to $50,000 |
Up to 120 Months |
5.75% - 7.50% |
*The rate you receive is determined by amount financed, the term of the loan, and age of collateral.
Motorcycle Loan Rate
Loan Amount |
Term |
Annual Percentage Rate (APR) |
Up to $50,000 |
Up to 60 months |
6.95% |
$500 No Credit Check Signature Loans
(Effective as of January 1, 2018)
(Effective as of January 1, 2018)
Loan $500 |
6 Months |
17% (APR) |
Visa Platinum Credit Card
(Effective as of August 22, 2007)
Visa Credit Card |
12.92% APR** |
*Credit Limits vary based on creditworthiness and annual income.
**APR (Annual Percentage Rate) may vary with changes to the Prime Rate
**APR (Annual Percentage Rate) may vary with changes to the Prime Rate
Home Equity Second Mortgage Rates
Contact ECU for current Rates and Terms at 800-382-2400
Personal Signature Loans
(Effective as of July 1, 2020)
(Effective as of July 1, 2020)
Loan Amount |
# Monthly Payments |
Annual Percentage Rate (APR) |
Up to $1,000 |
Up to 12 |
10.65% |
$1,001 to $2,000 |
Up to 24 |
11.75% |
$2,001 to $10,000 |
Up to 36 |
11.75% |
Special Seasonal Signature Loans
(Effective as of June 20, 2017)
(Effective as of June 20, 2017)
Loan Amount |
# Monthly Payments |
Annual Percentage Rate (APR) |
Vacation Loans |
Up to 12 |
10.65% |
Tax Loans |
Up to 12 |
10.65% |
Christmas Loans |
Up to 12 |
10.65% |
All Rates are quoted as Annual Percentage Rates (Annual % Rate) (APR) and are subject to change. Other terms may be available. Please contact ECU at 800-382-2400 for current Rates and Terms.
