ECU Credit Union
Connect With Us
Facebook Email LinkedIn
  • Home
    • Annual Meeting
  • Virtual C U
    • Online Banking
    • Virtual Branch Log On
  • Products & Services
    • Home Loans >
      • First Mortgage
      • Second Mortgage Loans
    • Lending Services >
      • Auto Loans
      • Recreational Vehicles Loans
      • Signature Unsecured Loans
    • Deposit Accounts >
      • Checking Account
      • Savings Account >
        • Youth Membership
        • Christmas Club Savings
        • Pet Care Club Account
      • Money Savers Account
      • Individual Retirement Account (IRA)
    • Rates >
      • First Mortgage Rates
      • Loan Rates
    • Fees
    • Apply Online
    • Deposit Rates
    • ATM and Branch Locator
    • Product & Services FAQs
  • Credit Card
    • Visa® Platinum Credit Card
    • Visa -Apply Online
    • Balance Transfer
    • ScoreCard® Reward
    • Visa Checkout
    • View Credit Card Statement
  • Membership
    • About
    • Join Now >
      • Disclosures
      • Testimonials
    • Member Forms
    • Financial Check Up
    • Membership FAQs
  • Coronavirus
  • Contact Us
    • Locations
    • ATM & Shared Branch Locations
  • Blog

Deposit Rates

ECU Credit Union interest rates are set by the Interest Rate Committee; their goal is to set the best possible rates the Credit Union can offer given the current market conditions.  
Rates listed are for variable rate accounts and are subject to change based upon market conditions  
Please contact ECU at (800) 382-2400 for current Rates
Printer Friendly Copy

Money Savers Rates

Average Daily Balance
*Annual Percentage Yield (APY)
Dividend Percentage Rate
$50,000.00 and Over
0.150%
0.150%
$10,000.00 - $49,999.99
0.100%
0.100%
$2,500.00 - $9,999.99
0.050%
0.050%
*Dividends compounded daily, paid monthly.
Minimum Balance $2,500.00

(Rates Effective January 1, 2021)

Regular Share Savings

Average Daily Balance
*Annual Percentage Yield (APY)
Dividend Percentage Rate
$50,000.00 and Over
0.150%
0.150%
$10,000.00 - $49,999.99
0.100%
0.10​0%
$500.00 - $9,999.99
0.050%
0.050%
*Dividends will be computed on the average daily balance with quarterly posting and compounding.  Minimum Balance $25.00, Minimum Average Daily Balance to earn dividends $500  (Rates Effective January 1, 2021)

Share Draft Checking Rates

Average Daily Balance
*Annual Percentage Yield (APY)
Dividend Percentage Rate
Elite Checking:
-
-
$5,001 and Over
0.100%
0.100%
Regular Checking:
-
-
$5,001 and Over
0.050%
0.050%
*Dividends will be computed on the average daily balance with monthly posting and compounding. Minimum balance of $25.00.
(Rates Effective October 1, 2020)

Individual Retirement Account (IRA)

Average Daily Balance
*Annual Percentage Yield (APY)
Dividend Percentage Rate
$50,000.00 and Over
0.150%
0.150%
$10,000.00 - $49,999.99
0.100%
0.100%
$0.00 - $9,999.99
0.050%
0.050%
*Dividends will be computed on the average daily balance with quarterly posting and compounding.
(Rates Effective January 1, 2021)

Youth Share Savings

Average Daily Balance
*Annual Percentage Yield (APY)
Dividend Percentage Rate
$50,000.00 and Over
0.150%
0.150%
$10,000.00 - $49,999.99
0.100%
0.100%
$0.00 - $9,999.99
0.050%
0.050%
*Dividends will be computed on the average daily balance with quarterly posting and compounding.  Minimum Balance $25.00
(Rates Effective January 1, 2021)

Christmas Club Account

Average Daily Balance
*Annual Percentage Yield (APY)
Dividend Percentage Rate
$0 and Up
0.050%
0.050%
*Dividends will be computed on the average daily balance with quarterly posting and compounding.
(Rates Effective October 1, 2009)

Certificate Account

Contact Credit Union for current interest rates and maturities.
NCUA logo with link to the NCUA website.
If account is closed prior to the posting of accrued dividends no dividends will be paid.
​Dividends are based on the Credit Union's earnings at the end of a dividend period. All rates are subject to change without notice.
​
​
YOUR SAVINGS IS FEDERALLY INSURED TO AT LEAST $250,000 AND BACKED BY THE FULL FAITH AND CREDIT OF THE UNITED STATES GOVERNMENT - National Credit Union Administration, a U.S. Government Agency

Links

​Rates and Fees
Home
About ECU
Contact Us
Rates
Privacy Notice (This link will open a PDF document)
Privacy Policy (This link will open a PDF document)​

PRODUCTS & SERVICES​


​Online Banking
Mortgages
Auto Loans
Credit Cards
Retirement (IRA)

​ECU Credit Union P. O. Box 4818, Seminole, FL 33775-4818
​Lending Rates are quoted as Annual Percentage Rates (APR)
​Deposit Rates are quoted as Annual Percentage Yields (APY) - Fees May Reduce The Earnings on The Account.

Membership


​Become a Member
Membership Forms
Membership FAQ
ECU Routing Number 263177725

​Phone:
1-800-382-2400

​LEGAL 


NCUA logo with link to the NCUA website
This credit union is federally insured by the National Credit Union Administration. ​​

Equal Housing Opportunity logo
​Fair Housing & Equal Credit Opportunity Act:
We Do Business in Accordance With the Federal Fair Housing Law and the Equal Credit Opportunity Act. 


 Website Accessibility Disclaimer
We are not liable for content or availability of linked sites.   Refer to our Third-Party Links Disclaimer for more information.
Unauthorized access or use of this website is not permitted and may constitute a crime punishable by law.